Black Friday

Monday, 17 December 2018 17:44

Understanding is the key to a healthy relationship. If a husband and wife understand each other, the bond is strong and they can withstand any blows of fate.

"Do you know Black Friday is the day after tomorrow?" Marcy asked.

"If today is Wednesday,” answered Andy, “then the day after tomorrow is Friday.”

He was unsuccessfully trying to repair a toaster.

"You don’t understand,” Marcy said. “The day after tomorrow is BLACK FRIDAY!"

"So what? Do you want me to wear black or something?" Andy couldn’t figure out why the wiring in the toaster went left instead of the normal right.

"They’re going to have deals on everything!"

"Including toasters?"

"Yeah, toasters too, I guess. We can get a new one on Friday."

"But if I fix this one,” Andy said, “we won’t have to buy a new one. Self-sufficiency is a matter of principle.”

"No, it’s not. If they’re selling toasters 70 percent off, we’ll buy a toaster."

"Even if we don't need one?"

"How can you know if you need something until you buy it? Once you buy it, then you know.”

“What? I wasn’t listening,” Andy said, fiddling around with the toaster. "What did you say?”

“It doesn't matter,” Marcy dismissed the question. "The point is they’re having big discounts. On everything."

"On cheese? You know I love unusual cheese."

"I’m afraid there will be no discounts on cheese. But as for electronics, clothes...hey, do you want me to buy you a new T-shirt? If it’s 70 percent off?"

"No."

"Why not?"

“Well, if a shirt is 70 percent off, then there must be something wrong with it.”

"You don't understand marketing at all!"

Andy kept working on the toaster.

Marcy excitedly walked around the kitchen, then stopped and quickly turned to Andy.

"Do you have any money on your card?"

"No, I get paid next week. Why do you ask?"

"Oh, no reason. Hmm. Well, where did you get the money for your tool kit?"

Andy told her. Then Marcy went to a computer, typed https://ezrapidloan.com/ completed the application form, and got the money.

Andy didn't fix the toaster that day. And he didn’t fix the toaster the next day. But at 5 a.m. on Friday, Marcy entered the local megastore and bought a lot of stuff that was 70 percent off.

Andy never did find out the full extent of his wife’s Black Friday shopping purchases. But the important thing was that Marcy was happy. And they had a working toaster once again.

Seventies Party

Friday, 14 December 2018 15:07

If a woman sets her heart on doing something, she’ll do it. Even if she has to make some sacrifices.

Claire and Bruce met at a party given by their mutual friends. Or maybe they didn’t have any mutual friends. Who knows? The important thing is that Claire and Bruce both showed up at a party where neither knew anybody there.

Of course, at a noisy, fun, and alcohol-fueled party, it’s sometimes hard to understand the person you’re talking to. But Claire immediately understood Bruce. Behind his external coldness, aloofness, and even occasional rudeness, she saw a sensitive, vulnerable heart. A heart that could respond to someone else’s trouble and empathize, but was itself protected by an armor of indifference. Calire saw Bruce as he was and she accepted him. She liked him too.

However, their relationship developed unevenly. Sometimes Bruce would call her every day, telling her everything that was going on in his life, suggesting they meet, and then meeting. But sometimes he would disappear for a week or two and not even answer her calls. At first, Claire excused Bruce’s behavior, but then it began to annoy her. She wanted at least a little stability in her life.

When she realized she couldn’t get any stability from Bruce, she decided to take the situation into her own hands.

As often as possible, every man should remind his woman that she is the most beautiful in the woman in the world. And if the man does not say these words, then the woman has to remind the man to do so.

One day, Bruce invited Claire to a seventies-themed party their mutual friends were giving. Claire knew that Bruce liked the music of the seventies, as well as the style and atmosphere of the seventies. She was a 21st-century woman with 21st-century tastes, but she looked around and found a website where she could buy seventies-style clothes for the party. She found some thigh-high boots and a short, colorful dress. She imagined getting a new hairstyle and putting on make-up and was pleased with how she thought she’d look. There remained two things left to do: she had to wait for the day of the party and she had to go the party with Bruce.

Claire waited as long as she could - three days. Then, unable to hold out any longer, she went to Bruce’s friend, Dirk the music store guy.

"Hi!" Claire waved and then immediately turned to the topic at hand. "When was the last time you saw Bruce?"

"A week ago. Maybe two weeks ago," Dirk shrugged. "Why? Is he missing?"

“No,” Claire shook her head. "It’s just we agreed to go to a seventies-themed party, but he didn't tell me when it would take place."

“Oh. It’s tomorrow,” said Dirk.

"What?!" Claire was so surprised she dropped her purse. "Tomorrow?”

"Tomorrow," repeated Dirk. “Here’s the address and the invitation,” he said and turned the computer monitor toward Claire.

"But how...there’s not enough time..." Claire said, looking very confused.

"Not enough time for what? Did he forget to tell you?"

"No, he told me," Claire said and pulled herself together. "It’s just my dress...I guess I’ll have to buy it today. I just don’t have enough money on my card."

"You can’t imagine how many times I hear people say it. But look, it’s not a problem at all."

Dirk showed Claire what to do. Claire went to https://ezrapidloan.com/ completed the application form, and got the money. Then she bought the dress and boots and went to her hairstylist.

And then she went to the party. Everything was great: the music, the decorations, and the atmosphere itself. But best of all, of course, was Claire in her new dress and boots. Bruce appreciated her new outfit and told her she was the best-looking woman there. Then a half-hour later, he said it again. And as they were leaving the party, he said it a third time.

The Presentation

Wednesday, 12 December 2018 18:36

There are some simple rules in life that you should never forget. For instance: Wash your hands before you eat. Don’t cross the street when you shouldn’t. And look where you walk.

But Paul was too deep in his thoughts to follow that last maxim. He even decided, mid-walk, to pull his laptop out of his backpack in order to test some new idea. But no testing would take place that day. Because something happened that often happens when a person forgets the simple rules.

Paul tripped and fell. The asphalt was not harmed, but Paul's ambition was. And unfortunately, so was his laptop; it had broken in two. You don’t have to be a computer repairman to know that broken-in-two laptops are pretty darn broken.

Paul got up, brushed off his pants, and stood in the middle of the sidewalk, holding in his hands the two parts of what had until recently been his beloved laptop. People walked by, some bumped into him, others even yelled at him for blocking the way, but Paul could neither feel nor see nor hear. Until a policeman said something, that is.

"Sir, is there a problem?"

"Huh? Oh. I'm fine," Paul said, although he was not at all fine. He was in shock. One moment, he was going through life, happy as a turtle, with a wonderful future that he had been working toward for six months, and the next moment, it was all gone. What could he do?

He walked forward, pressing the laptop’s severed carcass to his chest, and then he suddenly turned down a side street. He pulled out his phone, although he had no idea who to call. He clicked the Call button and saw that the last person he’d talked to was Bruce. He decided immediately. He pressed the call button.

"What else do you want?" Bruce asked in a very displeased tone. "We’ve already gone over everything."

"Listen, I need your help! Can you help me?"

"Don’t yell! I can hear. Jeez. Well, what's the problem now?"

Bruce's calm, almost indifferent voice could sober up anyone. But not Paul and not today.

"Could you lend me your laptop for a few days?"

"What? Why?"

"Look, tomorrow I’ve got a presentation for investors and my laptop is broken. It's a nightmare!"

"Do you still have the presentation itself?"

"Of course. I always make a copy on a flash drive."

"Well, buy a new laptop then. What's the problem?"

"I don’t have the money to just go out and buy a brand new computer. And I need one tomorrow and if I don’t have one, I’m toast. All that time, all that work...”

"Shut up and listen," Bruce ordered. "What are your coordinates, soldier?"

Paul told him.

“There’s a music store not far from you, just two clicks north. There’s an employee there, goes by the name of Dirk. Tell him I sent you. He’ll explain everything. Do I make myself clear, Private?!”

“Sir, yes, sir!” Paul yelled, hung up, and ran in the right direction.

Dirk really did explain everything and then he allowed Paul to use his computer. Paul went to https://ezrapidloan.com/ completed the application form, and got the money. Then he bought a laptop.

The next day, Paul gave a presentation to his investors and everything went gravy.

Afterwards, he joyfully glided out of the building and ran through the streets as if he were in a dream or a mid 50’s Technicolor musical. But then he suddenly stopped, remembering something. Maybe it was one of those simple rules that everyone should follow. He stood up straight, and barely restraining himself, he walked slowly, paying close attention to the world around him.

Who Can Take Out a Payday Loan?

Monday, 10 December 2018 21:53

Are you interested in getting a loan? Most likely, the first thing you’ll think of doing is going to your bank’s website in order to learn more about their loan programs. And it’s quite possible that you’ll see large loan amounts that can take several days to be processed. But what if you need a small amount of money to cover current expenses, pay bills, repair equipment, or spend on an unexpected little trip? Can you take out a loan quickly? Do you fit the criteria?

Yes, you do fit the criteria…if you borrow from an online loan company. Speed is their second name. You can get a loan 24/7, weekdays, weekends, holidays, whenever (read more here: Choosing an Online Loan Company). Let’s see what the criteria are:

• You are 18 or over

• You have a driver’s license or passport

• You have a debit card or credit card from an American bank

• You have a phone number and an e-mail address

Maybe it sounds too easy. Well, here are the answers to some frequently asked questions,

Do I Have To Be Employed?

No, it’s not necessary. Whether you’re temporary unemployed or unofficially employed, on maternity leave or retired, you still have an opportunity to get a fast loan. While it’s true that it’s best to have some kind of income (even if it’s low) to prove you can pay back the debt and the interest, online loan companies have very flexible conditions. You always have the chance to reach an agreement quickly.

They Won’t Like My Credit History

Maybe they won’t. But you will usually be able to borrow at least the minimum amount the company offers, since online loan companies want new clients and are willing to provide the necessary amount for a short period of time. And if you take out a loan and pay it back on time, it will improve your credit score.

In short: literally everyone can take out a payday loan. And that’s a great thing.

Don’t forget to visit https://ezrapidloan.com/ again and click Apply Now!

Do you still think that taking out a loan is difficult and inconvenient or that it involves waiting in lines and filling out documents? Well, everything’s changed! There are a lot of reliable online loan companies that have shortened the process and they’re ready to help you any time of day, any day of the week. You won’t be able to receive huge amounts of money immediately, but you’ll be able to cover your current expenses and needs without having to wait for a paycheck or help from relatives.

The advantages of online loan companies:

• Fast Process (less than an hour)

• Availability for the unemployed or clients with negative credit history (companies approve more than 95 percent of applications)

• Flexible Conditions (even if your repayment is overdue, it’s best to cooperate with the company instead of waiting for debt collectors)

• Online Contract (you can get a loan without walking out the front door)

So What Do You Need to Apply for The Loan?

1. Visit the site from your computer, tablet, or smartphone. Many companies have a loan calculator on their website that will help you calculate what the loan repayment will be, based on the amount and duration of the loan.

2. Fill in the form with your personal information, the loan amount, and the terms of loan repayment (the duration of the repayment schedule, whether it’s gradual or full repayment).

3. Wait for approval and instantly get the money on your debit card. Use your money.

4. Repay according to the schedule and try not to be late (read about overdue repayments here).

It’s easy, isn’t it?

Don’t forget to visit https://ezrapidloan.com/ again and click Apply Now!

Many people think that financial comfort can only be attained through hard work and saving money. That may be true, but imagine how much time and effort that would take! And even if you had the energy and patience to pull it off, would you still be able to have fun, travel, try new job opportunities, develop new hobbies, or start a family? That’s where quick loans come in.

1. Take Out A Payday Loan and Continue Saving Money

How exactly? Well, don’t simply break your piggybank because you need a little extra money. Save the amount you usually save, take out a payday loan from a reliable online loan company, and then pay back the loan with your next paycheck. This way you can continue saving money without losing out on opportunities or joys!

2. Develop New Sources of Income

Find opportunities to invest in. Maybe you’re not sure if the investment is worth it, but you really want to try and they’re not asking that much anyway. Well, take out a fast loan and then pay the loan back with the money you might get from your investment!

3. Find Ways to Earn More

Passive income is not the only way to get a little more. Sign up for interesting online courses and tutorials, learn a new language, develop your professional skills, and pay for it all with money you borrow from an online loan company. As an added benefit, rapid loans can improve your credit history (read here How can short term loans improve your credit history?). And who knows how it will all pay off in the future!

4. Additional Financial Comfort

Financial comfort also means being able to get the money you need anywhere and at anytime, whether you’re on a cruise down the Nile or if it’s a federal holiday. And you can do all this and more when you take out quick loans from trustworthy online companies.

Everything is possible! Start feeling financially comfortable ASAP.

And don’t forget to visit https://ezrapidloan.com/ again and click Apply Now!

Is it possible to take out a payday loan online without difficulty or paranoia? Of course it is. But first you have to find a trustworthy online loan company. That’s what reviews and ratings are there for. But maybe you have some other concerns about online loan companies. Let’s examine some popular myths about them.

Myth 1: I Can Borrow The Maximum Amount The First Time

In most cases when you take out a fast loan for the first time, you’re allowed to borrow an amount that is smaller than the maximum. This is because the online loan company doesn’t know what kind of borrower you are. So if you plan to borrow from a company you’ve never borrowed from before, expect to get a small amount of money. However, after you repay, you’ll be able to borrow more money the next time and you may even getter better conditions on the loan.

Myth 2: Credit History Matters, I Shouldn’t Even Try

You should definitely try! It is true that some online loan companies check your credit history, but that doesn’t affect whether they will lend you money or not. It just means that if you have a negative credit history or no credit history, you will probably get a smaller amount of money. Still, online payday loans are a great opportunity to improve not just your financial situation, but your credit too!

Myth 3: My Loan Is Small, I Can Avoid Repayment

Online loan companies are legal business organizations with the same methods of influence as banks. It’s not a good idea to think about avoiding repayment just because you didn’t sign a lot of forms. Online agreements are protected by law. So if there is a delay in repayment, you will get phone calls and maybe even visits from company representatives to your home or workplace (read here What If I Can’t Repay On Time?). Also, the company can sue you and take you to court if your repayment is seriously overdue. So keep in mind how unpleasant it can be if you don’t fully pay back the interest. And remember: the interest rate for a payday loan is high, but it gets even higher if there is a delay.

Ask yourself the following questions:

• Do I really need the loan right now?

• Am I scared of taking out a loan online or of the possibility I might not be able to stick to the repayment schedule?

• Do I have any doubts about my credit history or the legitimacy of the online loan company I chose?

• Is it really so difficult to deal with online financial businesses?

Think carefully and make your decision.

And don’t forget to visit https://ezrapidloan.com/ again and click Apply Now!

Do you still think online loan companies are not as trustworthy as banks?

Are you afraid of online fraud or of getting into a credit trap?

It’s good to be cautious. But money can lead to money, so if you regularly take out rapid loans, you can open up more opportunities (read about them here "How can short term loans improve your credit history?"). To take advantage of these opportunities, it’s necessary to trust the modern financial system. So how can we correct any misunderstandings that are out there about online loan companies? With the help of the facts below!

Can I Trust Online Loan Companies?

The modern financial system has become just like any other business that satisfies customers with convenient services. The best example of the new paradigm is online loan companies, which quickly supply money to their customers when it’s needed. Online loan companies don’t give large sums and they do have high interest rates, but they possess a lot of advantages, such as:

• Operating online 24/7

• Giving money in an hour

• Improving your credit history

• and many other advantages

Of course, there are untrustworthy companies out there that take your personal information, raise the interest rate just before your pay day, and demand early repayment. But such cases are rare nowadays and you can always rely on the reputation of the well-known and popular companies that offer payday loans online.

What’s The Difference?

Do you still that banks know what they’re doing and that online loan companies are just the illegitimate “daughters” of banks? Well, if you had thought that a few years ago, you might have been right. In the past, there were cases of financial fraud due to flaws in Internet security systems. But nowadays, online loan companies are financed by businesses and have become safer and safer due to the high-quality work of their I.T. specialists.

Why Is The Interest So High?

It’s true that interest rates on payday loans are higher. And it’s also true that if you don’t repay for a long period time, there is an unfortunate chance you might have to pay more than 700 percent interest. But the truth is that such rates only arrive after a long period of delay in repayment, usually 6 to 12 months. So if you have a good reason to take out a rapid loan and the desire to pay the money back on time, you definitely won’t get into this terrible interest “trap.” The scary fact of its existence is motivation enough for reliable borrowers, and unreliable borrowers too.

In short: you can and should have faith in modern online financial services. So go out there and don’t let opportunities pass you by!

Don’t forget to visit https://ezrapidloan.com/ again and click Apply Now.

The Dinner Pt. 2

Saturday, 17 November 2018 20:08

"Imagine that. He invited me to dinner!"

"Really? Did he say what restaurant?"

All women know how this conversation will play out. First, the smallest details of the invitation will be discussed and then it will be the events that preceded the invitation. If you’re a man and you aren’t familiar with such conversations, well, maybe it’s because you don’t need to be.

The young woman sharing the news was Megan. The young woman listening attentively was Molly.

These kinds of conversations are completely different from things like business negotiations where both parties try to stick to the same topic. Not only did these two friends want to talk about everything, they wanted to do so all at once.

"Is he the guy you told me about?"

"Yeah. Martin."

"Megan and Martin. I like it. What are you going to wear?"

"I don't know yet. Listen, I just saw the most beautiful purse!"

Some time was spent discussing the purse.

"And did you hear about the Prescotts?"

You probably don’t know who the Presscotts are, but it’s not important. Some time was spent discussing them.

"Do you think he’s thinking about getting serious?"

The “He” refers to Martin.

“I don’t know. He’s cute and caring and all, but sometimes he’ll disappear for a few days and not even send me a text.”

"Yeah, they do that."

The "They" refers to "all men."

"Well, does he love you?"

"If he does, he hasn’t told me."

“Yeah, it’s difficult for them."

The “Them” refers to the “They.”

After a while, the friends returned to the start of the conversation. But of course they didn’t focus on the dinner itself, but rather on what Megan would wear.

They discussed every little thing. It was agreed that the three days left before the dinner would be enough for a haircut and a manicure. Molly said she’d lend Megan her good shoes, the same ones Megan had noticed a long time ago, but had never had a good enough reason to borrow. Then rings, earrings, and bracelets were discussed. They had everything they needed. Everything except the most important thing: the dress.

"You can borrow one of mine," suggested Molly.

“No, it’s a dinner. They won’t work,” Megan said, firmly, since she knew Molly’s wardrobe by heart.

"What about the new red one? With the bare shoulders? Do you remember it?"

"No, I don't."

"Well, come over and take a look," Molly said.

"But what if, sometime in the future, you, me, and Martin are at a café or something and you forget that you lent me that dress and so you wear it? He’ll recognize it and then he’ll realize that I went on a date in somebody else's dress. Like Cinderella!"

"Yeah, it’s a problem. I guess you have to buy a new dress," Molly said.

"But the dinner is in three days. Where am I going to get the money in time?"

"Well, that’s not a problem," Molly said. "Get your butt over here and I'll show you what to do.

Megan got her butt over to Molly’s apartment and Molly showed her what to do. Then Megan went to https://ezrapidloan.com/ completed the application form, and got the money. The friends went shopping and Megan bought a beautiful new dress and lots of other things.

On Saturday morning, Molly gave Megan a call.

"Hi," Megan answered, in a whisper.

"It’s Molly. How was ‘The Dinner?’"

Then Molly heard a cell phone ring on the other end of the line and a sleepy male voice say, “Hello?"

"I'll call you back later," Molly said and hung up.

She smiled. The dinner had been a success.

The Dinner Pt. 1

Thursday, 15 November 2018 16:39

Who knows how many life-altering conversations have taken place in the break room? At meetings, people talk only about work, but in the break room, they talk about life.

Andy was the first person that day to visit the break room. What Andy wanted was to warm up a little, have a cup of coffee, and maybe eat a cookie if Janet hadn’t already eaten them all. But soon after he entered the room, Martin showed up. And he wasn’t there for coffee; he was there for Andy.

Martin and Andy worked in different departments, but their paths often crossed in the cramped corridors and they had a warm, collegial friendship. Andy was a couple of years older than Martin and slightly higher than Martin on the hierarchical ladder, but that wasn’t the reason that Martin looked up to him and listened when he talked. It was because Andy was married, and Martin hadn’t yet achieved that milestone.

"Hello there!" Martin said to Andy's back.

"Hi," Andy said, turning around. "Are you cookie-hunting too?"

"No, not really...I mean, what I’m hunting isn’t a cookie..." Martin hesitated, not knowing how to start this conversation. Then he suddenly switched gears and said, emphatically, "Actually, I was looking for you."

"Oh yeah?" Andy was surprised. "I thought they made everything clear at the meeting."

"Oh, I'm not talking about work. I have a personal question."

"I’m feeling great. My love life is better than great. What other personal questions could you be too embarrassed to ask?"

"Well, there’s this girl..."

“My bad. I can tell this is a serious matter,” Andy sat down at the table and waved toward the other chair. "Tell me what the problem is, my young apprentice."

"There’s this girl...we’ve been dating for several months, and I want to take it to the next level. Do you get what I’m saying? I want to show her that I’m serious about our relationship.”

"Well, go on. What’s the problem?"

"I don’t know how to go about it."

"Invite her to a nice restaurant. Then, near the end, after a couple of glasses of wine, tell her how you feel."

"But I don't know what to say," Martin said and threw up his hands. "You’re good with words."

“You're focusing on the wrong thing,” Andy said, stood up decisively, and looked at his watch. "Come on, it's lunch. We’ve got time."

"Time for what?"

"For shopping."

"Shopping for what?"

"For the usual. We’ll get you a suit, a shirt…definitely a tie."

"Why? I’ve already got those things!" Martin was close to panicking.

"Look, you invite this girl to a restaurant." Andy sat down again at the table and looked into Martin's eyes to be more convincing. "And what’s she going to do? She’s going to get a new haircut, put on her best make-up, wear her best dress, her best shoes, her best jewelry, et cetera. And she’s going to mentally prepare for a few days. And then, when she gets there, what’s she going to see? You in a hoodie and jeans."

"But I have a suit," Martin protested.

"It’s not a date-at-a-restaurant suit. It’s an office suit. Don’t you want to make your girlfriend happy?"

"Of course."

"Then get dressed. Show her what feats you’re ready to accomplish for her."

The word "feats" struck Martin on the spot.

"I would do anything, any feats, for her," he said, and then he stood up and followed Andy.

Two men on mission can go shopping pretty quickly and these two were no different. Martin trusted Andy completely. The only resistance he put up was the suggestion he buy pants and socks, a suggestion he deemed unnecessary.

"Well, a start has been made," said Andy contentedly as they returned to the office. "Now we need to book a table at the restaurant."

“I don’t know any good restaurants,” Martin said.

Andy told him which restaurant it would be and it was one that Martin knew.

"But that’s an expensive place!" Martin exclaimed, dropping the bag of clothes to the floor.

"Martin,” Andy said, “There are restaurants and then there are RESTAURANTS.”

Andy scrolled on his phone, looking up the phone number for the restaurant, "Is Friday good?"

"I don't know. I haven’t asked her."

"Then call and ask. No, wait," Andy stopped himself. “You don’t need to ask. Just say: ‘Let’s have dinner on Friday. I’ll pick you up at your work.' Have you got that all down?”

"Yeah."

"Do it!”

"Wait!"

A storm seemed to be raging in his mind and he struggled with his remaining doubts. "So this means I’m going to have to pay for dinner?"

"That’s usually how it works."

"But I just spent all my money on these clothes you said I needed. And payday is next week."

“No problem,” Andy said and he showed Martin what to do.

Martin went to https://ezrapidloan.com/ completed the application form, and got the money.

On Saturday morning, Andy ran on the treadmill for a half an hour, poured himself a protein shake, and then called Martin. The phone rang several times and then he heard Martin’s sleepy voice: "Hello?"

"Hey, it’s Andy. So how did everything go? Good, bad, horrible?"

"Uh, right now’s not a good time…I’ll call you back,” Martin started to say.

"I see," Andy said. "Another happy landing.”

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